If you’re trying to manage your money, stick to a budget, track your income, or even handle big investment decisions, you can benefit from an easy-to-use personal finance app. If you are on the hunt for such an app, take a look at these top five best financial planning apps to get started.
1. Mint
Created by Intuit Inc., the Mint app is a great option to help you get smarter about your money. As an all-in-one resource for money management, you can track your spending by connecting all your bank and credit cards and even pay all your monthly bills through the app. You can even link up your paycheck, such as paychecks from ThePayStubs, to track your income – be it direct deposit or a paycheck card.
2. You Need a Budget
If you are looking for an app that will truly get you back on track financially so you can stop living paycheck-to-paycheck, You Need a Budget is a great option. This app makes sure that each dollar you earn has a job so that it forces you to live within your budget. It even gives you an accountability partner.
3. Wally
If you love to be organized by tracking your expenses with professional reporting and logging your expenses at the end of each day, then Wally is the perfect app. You can even take pictures of your receipts to upload into the app. If you enable the geo-location setting, it will even pre-fill in the location info, which will save you several steps in adding your expenses.
4. Acorns
Are you looking for an easy and automated way to save money and be rewarded for good financial behavior? Acorns allows you to save money every time you make a purchase for a specific card.
How does this happen? Acorns will round up your purchase to the nearest dollar and the difference in purchase goes into a portfolio of low-cost exchange-traded funds (ETFs) that you can personally choose. Before you know it, you will notice almost thousands of dollars in your investment accounts.
5. Coinbase
If you have invested in cryptocurrency, then Coinbase is a great financial planning option. Coinbase allows you to trade all your cryptocurrency, like Bitcoin, Bitcoin Cash, Ethereum, Ethereum Cash, and Litecoin. It allows you to access spending limits of $25,000 each day.
Final Thoughts: Which App Works Best for You?
Financial freedom is one of those goals we strive to achieve but often find ourselves struggling. Trying to save money and manage your finances can be quite a chore but it doesn’t have to be! Taking advantage of one of these best financial planning apps can help streamline your finances so that you can enjoy freedom from the burden of debt and finances.
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